Trucking Insurance: Heavy-Duty Protection for Your Freight Business
Whether you haul across the country or deliver locally, trucking comes with serious risks. From road accidents to cargo loss, Trucking Insurance helps protect your rig, your livelihood, and your business operations.
What Is Trucking Insurance?
Trucking Insurance is a specialized form of commercial auto insurance tailored for the transportation and logistics industry. It covers vehicles like semi-trucks, 18-wheelers, and flatbeds, along with the cargo they carry.
What Does It Cover?
- Auto Liability
- Covers bodily injury and property damage caused to others in an accident where you’re at fault.
- Physical Damage
- Pays for repairs or replacement of your truck due to collision, theft, vandalism, or natural disasters.
- Cargo Insurance
- Protects the value of the freight you’re hauling against damage or loss while in transit.
- General Liability (Optional)
- Covers non-driving business activities, such as injuries at loading docks or office incidents.
- Bobtail and Non-Trucking Liability
- Coverage for when you’re driving without a trailer or outside of active business use.
Who Needs It?
Owner-operators, freight haulers, fleet owners, and logistics companies are all required to carry trucking insurance. It’s often mandated by state and federal regulations, as well as shipping contracts.
Why It Matters
A single accident or damaged shipment can put your business at risk. Trucking Insurance ensures you’re covered from bumper to cargo and helps keep you on the road.
Get a Quote for Your Rig
TriPack helps truckers and transportation businesses find reliable, compliant, and cost-effective insurance tailored to their route and vehicle type.