Restaurant Insurance: Serving Up Protection for Your Business
Restaurants face unique risks every day—from kitchen fires to foodborne illness claims. Restaurant Insurance provides tailored coverage to help food service businesses stay protected while focusing on delivering great meals and service.
What Is Restaurant Insurance?
Restaurant Insurance is a specialized policy package designed for restaurants, cafés, diners, and food trucks. It includes a range of coverages that protect your building, staff, equipment, and customers from unexpected losses.
What Does It Cover?
- General Liability
- Covers injuries and property damage claims from customers, such as slip-and-fall accidents.
- Commercial Property Insurance
- Protects your kitchen equipment, furnishings, and food inventory from fire, theft, or water damage.
- Food Liability
- Covers claims related to food poisoning, contamination, or allergic reactions caused by menu items.
- Liquor Liability
- Required if you serve alcohol; covers claims arising from intoxicated patrons causing harm or damage.
- Business Interruption
- Replaces lost income if your restaurant must temporarily close due to a covered event.
- Workers’ Compensation
- Provides wage replacement and medical coverage for injured staff members.
Who Needs It?
Full-service restaurants, takeout joints, fast food locations, food trucks, catering businesses, and bars all need specialized insurance coverage.
Why It Matters
One kitchen fire or liability claim could jeopardize your business. Restaurant Insurance ensures you’re protected from the front of house to the back of house.
Insure Your Restaurant
TriPack helps restaurant owners compare flexible and affordable coverage options that meet regulatory requirements and daily risks.