Professional Liability Insurance: Protect Your Expertise with Confidence
Professionals are expected to deliver high-quality services—but when something goes wrong, even the most experienced experts can face legal claims. Professional Liability Insurance helps safeguard your career and business from costly lawsuits tied to your work.
What Is Professional Liability Insurance?
Also known as Errors & Omissions (E&O) Insurance, Professional Liability Insurance covers legal expenses if a client alleges that your professional services caused them harm due to negligence, mistakes, or failure to perform.
What Does It Cover?
- Negligence
- Covers errors, omissions, or oversights that result in financial loss for a client.
- Misrepresentation
- Protection against claims that you provided inaccurate advice or services.
- Legal Defense Costs
- Pays for attorney fees, court costs, and settlements—even if you’re not found liable.
- Breach of Contract
- May include coverage for failure to meet contractual obligations tied to your services.
- Damages from Delayed Services
- Covers losses if a client claims delays in your services caused them harm.
Who Needs It?
Lawyers, architects, engineers, consultants, marketing professionals, healthcare providers, and other licensed service providers should have professional liability coverage. It’s often required by clients, contracts, or industry regulations.
Why It Matters
A single lawsuit can cost thousands—even if you’ve done nothing wrong. Professional Liability Insurance ensures your legal fees and potential damages don’t come out of your own pocket.
Get Professional Liability Insurance
TriPack can help you find tailored coverage that meets your industry standards and protects your professional reputation.