General Liability Insurance: Foundational Coverage for Every Business
Accidents happen—whether it’s a customer slipping in your store or property damage at a client site. General Liability Insurance is essential for protecting your business from the financial fallout of everyday risks.
What Is General Liability Insurance?
General Liability Insurance covers third-party claims of bodily injury, property damage, and personal or advertising injury. It’s often the first policy purchased by new businesses and is commonly required by landlords, clients, and vendors.
What Does It Cover?
- Bodily Injury
- Covers medical expenses and legal costs if someone is injured on your business premises or due to your operations.
- Property Damage
- Provides compensation if your business activities damage someone else’s property.
- Personal and Advertising Injury
- Protects against claims of libel, slander, copyright infringement, or false advertising.
- Legal Defense and Settlements
- Pays for attorney fees, court costs, and settlements—even if the claim is groundless.
Who Needs General Liability Insurance?
Any business that interacts with customers, clients, or the public should carry general liability coverage. This includes retailers, contractors, consultants, service providers, and more.
Why It Matters
Without liability insurance, your business could face costly lawsuits, medical bills, or property damage claims. One accident could drain your finances and jeopardize your reputation.
Compare General Liability Policies Today
TriPack works with top insurers to help you find general liability coverage that fits your industry, risk level, and budget.