Contractor Insurance: Tailored Coverage for Skilled Craftsmen
From framing homes to custom cabinetry, carpentry work involves precision, skill—and risk. Carpenter Insurance helps protect you from the financial impact of accidents, property damage, or injuries that can occur on or off the jobsite.
What Is Contractor Insurance?
Carpenter Insurance is a customized package of coverages designed specifically for independent carpenters, subcontractors, and small construction businesses. It helps protect both your physical tools and your financial reputation.
What Does It Cover?
- General Liability
- Covers third-party injuries or property damage caused by your work, such as damaging a client’s flooring or a customer tripping over your equipment.
- Tools and Equipment Coverage
- Pays for stolen, damaged, or lost tools, whether they’re in your truck, on-site, or stored in your shop.
- Workers’ Compensation
- Required if you have employees; provides medical care and wage replacement for job site injuries.
- Commercial Auto (Optional)
- Covers business-use vehicles used to transport tools, materials, and workers.
- Contractor’s Equipment Insurance
- For larger machinery or rented equipment used on larger projects.
Who Needs It?
Independent carpenters, handymen, finishers, and small-scale construction businesses all benefit from comprehensive insurance coverage. It’s often required by job contracts or general contractors.
Why It Matters
One job site injury or customer claim could cost you thousands. Carpenter Insurance ensures that your hard work doesn’t go unprotected.
Get Contractor Insurance Today
TriPack works with insurers who understand the needs of tradespeople and offer policies customized for your tools, budget, and risk exposure.