Cleaning Business Insurance: Coverage That Works as Hard as You Do
From polishing floors to sanitizing offices, cleaning professionals face daily risks that can lead to costly claims. Insurance for cleaning companies provides essential protection against property damage, accidents, and employee-related losses.
What Is Cleaning Business Insurance?
Cleaning business insurance is a tailored policy package that protects janitorial service providers from the unique risks of working in residential and commercial spaces. It can help cover everything from slip-and-fall injuries to stolen property.
What Does It Cover?
- General Liability
- Covers third-party injuries or property damage caused while cleaning. For example, if a client slips on a freshly mopped floor or you accidentally damage a valuable item.
- Property Damage Coverage
- Protects equipment like vacuums and cleaning supplies stored at your business location or transported to client sites.
- Employee Theft Coverage
- Helps cover losses if an employee steals from a client’s property during a job.
- Workers’ Compensation
- Provides medical benefits and wage replacement if an employee gets injured on the job.
- Janitorial Bonding (Optional)
- Adds credibility and protects your business in case of dishonest employee behavior.
Who Needs It?
Residential cleaning companies, commercial janitorial services, carpet cleaners, window washers, and maid services all benefit from proper insurance coverage.
Why It Matters
Cleaning clients trust you with access to their homes and workplaces. A single mistake could lead to legal claims or loss of business. Insurance helps you maintain that trust and stay protected.
Insure Your Cleaning Business
TriPack partners with insurers who understand the cleaning industry and offer affordable, flexible coverage for businesses of all sizes.