Consultant Insurance: Protection for Independent Advisors and Experts
As a consultant, your clients count on your expertise to guide their decisions. But if something goes wrong, your business could be held liable. Consultant Insurance helps protect against professional missteps, client disputes, and unexpected claims.
What Is Consultant Insurance?
Consultant Insurance is a combination of coverages designed for solo consultants, small consulting firms, and professional advisors. It helps cover financial losses tied to errors, omissions, and general liability risks that arise during your work with clients.
What Does It Cover?
- Professional Liability (E&O)
- Protects against claims of negligence, poor advice, or failure to deliver promised results.
- General Liability
- Covers third-party injuries or property damage that occur at your office or during in-person client interactions.
- Cyber Liability (Optional)
- Protects against data breaches or security incidents if you store client information electronically.
- Business Property Coverage
- Covers office equipment like laptops, printers, and files used in your consulting work.
- Business Interruption (Optional)
- Helps cover lost income if you can’t work due to a covered property event.
Who Needs It?
Marketing consultants, HR advisors, IT consultants, financial planners, management consultants, and other professionals who provide guidance or expertise should have this coverage.
Why It Matters
Even the best consultants can face unexpected claims. Whether it’s a missed deadline or a misunderstanding, insurance helps you manage the fallout and keep your business on track.
Insure Your Consultancy
TriPack helps consultants compare policies from top providers so they can focus on helping clients—without worrying about what-ifs.