Workers’ Compensation Insurance: Protect Your Employees—and Your Business
When employees get hurt on the job, Workers’ Compensation Insurance ensures they get the care they need—while protecting your business from costly legal claims. In most states, it’s not just smart—it’s required by law.
What Is Workers’ Compensation Insurance?
Workers’ Compensation Insurance provides medical, wage, and disability benefits to employees who suffer job-related injuries or illnesses. It also protects employers from lawsuits related to workplace accidents.
What Does It Cover?
- Medical Expenses
- Pays for hospital visits, surgeries, prescriptions, and ongoing treatment for injured workers.
- Lost Wages
- Provides partial income replacement for employees who miss work due to injury or illness.
- Disability Benefits
- Covers short-term or long-term disability stemming from work-related injuries.
- Vocational Rehabilitation
- Assists employees in retraining or reentering the workforce if they can’t return to their previous job.
- Death Benefits
- Provides support to surviving family members in the event of a fatal workplace injury.
Who Needs It?
Any business with employees—regardless of size—should carry Workers’ Compensation Insurance. Requirements vary by state, but nearly all mandate some form of coverage.
Why It Matters
Without workers’ comp, your business could face severe penalties, lawsuits, and financial risk. Having a policy in place protects both your team and your business’s future.
Get Workers’ Comp Coverage Today
TriPack connects businesses with licensed providers offering state-compliant workers’ comp policies tailored to your industry and workforce size.